Maintaining a zero balance on a card is a way to provide for an emergency. Closing an unused account can hurt your credit score in the short term, as it causes a drop in your available credit. Some card issuers require a minimum amount charged each month or year to keep the card active. If that is the case, consider using the card for a recurring expense, like your cable bill, each month. Pay it in full and you will be sure that the account will stay open and active.
Whether its money, pet care, or traveling tips, we have all the information you need right here at Heights at La Salle Apartments in Durham, North Carolina. We invite you to enhance your lifestyle with these helpful tips!